An annuity is a unique financial instrument designed to help people accumulate wealth for the future.


Deferred annuities offer the advantage of tax-deferral and are often used to accumulate money for retirement. Fixed deferred annuities accumulate value by earning interest on deposit(s) during the accumulation phase.

Annuities can also provide a stream of income payments that can be guaranteed for as long as the insured needs them - even for the rest of their life.

We have a variety of annuity products available to help the insured accumulate funds for retirement, preserve assets or provide a guaranteed stream of monthly income.